Property brokerage with a system.

In eight steps: clarify financing, check the property and documents, submit a written purchase offer, fix the loan, sign the purchase contract at a notary or lawyer with an escrow account, obtain approval if you are a third-country buyer, take handover and get entered in the land register. Without an approval requirement, it usually takes four to eight weeks from the accepted offer to the entry. How a property purchase works

Around 10% of the purchase price, around 11% with a loan. The biggest items: 3.5% property transfer tax, 1.1% land register entry, up to 3% broker commission plus 20% VAT, and about 1–3% for the contract and escrow. With a loan, 1.2% of the registered lien amount is added. Purchase costs

In practice, Austrian banks require at least 20% of the purchase price plus the roughly 10% purchase costs. The Financial Market Authority's benchmark is at least 10% equity, an instalment of up to 40% of net income, and a term of at most 35 years. Property financing

EU, EEA and Swiss citizens buy like Austrians. Anyone from a third country needs approval from the land transfer authority in every federal state – in Vienna the MA 35, in Lower Austria the state government. Without approval, the contract does not take effect. Buying property as a foreigner

As a rule, 30% real estate gains tax on the profit. For properties bought before 1 April 2002, a flat 4.2% of the sale price – 6% for purchase contracts from 1 January 2027. The notary or lawyer calculates the tax and deducts it from the purchase price. How selling a property works

A flat bought for long-term letting, usually new from a developer. Landlords who let with VAT can reclaim the input VAT from the purchase price. This input VAT is tied to VAT-liable letting for 20 years. Rental income and appreciation are not guaranteed – we calculate both with you before the purchase.